DRAFT — requires review by qualified legal counsel before publication. This text is a placeholder and does not constitute legal advice.
1. Who we are
ELRAM GROUP ("we", "us") operates elramgroup.com and connects business owners with independent third-party financing providers. We are not a direct lender. Contact: info@elramgroup.com.
2. Information we collect
- Contact details: name, business name, business email, phone number.
- Business details: state, time in business, estimated revenue, desired funding amount, purpose of funding.
- Technical data such as browser type and usage information, if analytics are enabled. [TO BE CONFIRMED]
3. How we use information
To respond to your inquiry, to connect you with participating financing partners, to communicate about your inquiry, and — only with your separate optional consent — to send marketing communications.
4. Sharing with financing partners
With your consent, information you submit may be shared with participating third-party financing providers for the purpose of responding to your inquiry. Those providers process your information under their own privacy policies. [LIST OR DESCRIBE PARTNER CATEGORIES]
5. Compensation
ELRAM GROUP may receive referral compensation from financing providers when a transaction is completed.
6. Your choices & rights
You may opt out of marketing at any time and may request access to or deletion of your information by emailing info@elramgroup.com. Additional state-specific rights may apply. [TO BE REVIEWED BY COUNSEL]
7. Security & retention
[DESCRIBE SECURITY MEASURES AND RETENTION PERIODS]
8. Changes
We may update this policy. The "last updated" date will reflect changes.